These Terms form a binding agreement between you and MediaMarket. By accessing or using our platform, you agree to be bound by these Terms. If you use the Services on behalf of an entity, you represent that you are authorized to bind that entity to these Terms.

1. Introduction

Welcome to MediaMarket. These Terms of Service ("Terms") govern your access to and use of our website, applications, and related services (collectively, the "Services"). Please read them carefully.

2. Definitions

For the purposes of these Terms, the names "MediaMarket" and "OnMediaMarket" are used interchangeably and refer to the same platform and corporate entity operating the Services.

Platform: OnMediaMarket and its owners, affiliates, employees, and agents.
Client: a user who requests, posts, or purchases services or funds a listing.
Fulfiller / Freelancer: a user who offers, accepts, or performs services for a Client.
Services: any advertising, promotional, creative, or related work offered, requested, or completed through the Platform.
Funds: any payment amounts made by a Client to the Platform for the purpose of paying a Fulfiller or refunding a Client.
Service Contract: an agreement between a Client and a Freelancer formed on the platform.
Escrow: payment facilitation where funds are held until release conditions are met.

3. Accounts

You must create an account to use certain features. You are responsible for your account and for keeping your credentials secure.

3.1 Eligibility

You must be at least the age of majority in your jurisdiction and capable of entering into a binding contract.

3.2 Security

You are responsible for all activity on your account. Notify us immediately of any unauthorized use. Do not share your credentials.

4. Use of the Service

4.1 Acceptable Use

Use the Services only for lawful purposes and in accordance with these Terms.

4.2 Prohibited Activities

Impersonation, misrepresentation, or fraud.
Activities that infringe intellectual property or privacy rights.
Interference with the platform’s operation or security.

5. Fees and Payments

Fees may apply to transactions on the platform. We may deduct platform fees from payments, and you authorize us and our payment processors to charge your chosen payment method, subject to applicable laws.

6. Contracts and Escrow

Clients and Freelancers may form Service Contracts. Where available, escrow functionality may be used to hold funds until milestones are approved or work is delivered as agreed.

7. Non-Circumvention

To protect users and the integrity of the marketplace, you agree not to circumvent the platform for the purpose of avoiding fees or applicable policies in relation to a connection made here.

8. Intellectual Property

All platform content and trademarks are owned by MediaMarket or our licensors. Users retain ownership of content they submit, but grant MediaMarket a limited license to operate and display it as needed to provide the Services.

9. Dispute Resolution

We encourage users to resolve disputes amicably. Where available, we may offer tools to facilitate resolution. If a dispute cannot be resolved, the governing law and venue described below apply.

10. Limitation of Liability

To the maximum extent permitted by law, MediaMarket will not be liable for indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.

11. Termination

We may suspend or terminate your access to the Services for violation of these Terms or where required by law. You may close your account at any time.

12. Changes to These Terms

We may update these Terms from time to time. Material changes will be communicated by updating the date above and/or providing notice within the Services. Continued use after changes constitutes acceptance.

The following sections constitute the OnMediaMarket (medialoop LLC) Platform Liability and Payment Waiver. Last Updated: 11/7/2025.

13. Platform Role

OnMediaMarket operates solely as a neutral venue connecting Clients and Fulfillers. The Platform does not directly perform or control any Services offered, nor does it employ, endorse, or supervise any user. All users acknowledge that OnMediaMarket is not a party to any agreement between a Client and a Fulfiller.

14. No Responsibility for User Conduct

By using the Platform, you acknowledge and agree that:

The Platform is not responsible or liable for the quality, safety, legality, accuracy, or completion of any Services.
The Platform does not guarantee outcomes, deliverables, or performance.
Any dispute, claim, or issue between a Client and a Fulfiller is solely between those parties, and each releases the Platform from any and all claims, damages, losses, or demands related to such disputes.

15. No Fiduciary or Escrow Relationship

Funds collected by the Platform are held only for the limited purpose of facilitating transactions between Clients and Fulfillers. The Platform is not a bank, trust, escrow agent, or fiduciary and owes no fiduciary duties to any user. Users acknowledge that Funds are not insured deposits and may be commingled with other operational funds.

16. Payment Handling and Chargebacks

All payments from Clients are collected by the Platform (or its designated payment processor) until a release decision is made.
Funds will only be released to a Fulfiller after both the Client and the Platform agree that the conditions for payment have been satisfied.
The Platform retains sole discretion to determine whether Funds should be released or refunded.
If a Client initiates a chargeback, dispute, or payment reversal, the Platform has no obligation to disburse any Funds until the dispute is resolved.
Users understand and agree that the Platform bears no liability for chargebacks, payment processor actions, or related financial losses.

17. Payment Processing Disclaimer

Payments on OnMediaMarket are processed through third-party payment providers. The Platform is not responsible for any delays, errors, holds, compliance actions, or losses caused by such processors or by financial institutions.

18. Independent Contractor Status

Fulfillers act as independent contractors, not employees, partners, or agents of OnMediaMarket. Nothing in this Waiver shall be construed to create a partnership, joint venture, agency, or employment relationship between the Platform and any user.

19. Limitation of Liability

To the maximum extent permitted by law: OnMediaMarket shall not be liable for any indirect, incidental, consequential, or special damages arising out of or relating to this Waiver or the use of the Platform. The Platform’s total liability, if any, shall not exceed the total fees paid by the user to OnMediaMarket during the three (3) months preceding the event giving rise to the claim.

20. No Warranties

The Platform and all related services are provided on an “as is” and “as available” basis without warranties of any kind, express or implied. OnMediaMarket disclaims all warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

21. Dispute Resolution and Arbitration

Any dispute, claim, or controversy arising out of or relating to this Waiver, the Platform, or any Services shall be resolved through binding arbitration under the rules of the American Arbitration Association. Arbitration shall take place in Wilmington, Delaware, and each party shall bear its own costs unless otherwise determined by the arbitrator. Users waive their right to a jury trial and agree that arbitration is the exclusive forum for dispute resolution.

22. Release of Liability

To the fullest extent permitted by law, all users release, indemnify, and hold harmless OnMediaMarket and its affiliates, officers, agents, and employees from any claims, damages, or losses (direct or indirect) arising out of: User disputes or failed transactions; Performance or nonperformance of Services; Payment processing or chargeback decisions; Use of or inability to use the Platform.

23. Modification of Terms

OnMediaMarket may modify or update this Waiver at any time by posting a revised version on the Platform. Continued use of the Platform after such posting constitutes acceptance of the updated terms.

24. Governing Law

This Waiver shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of laws principles.

25. Entire Agreement

This Waiver constitutes the entire understanding between the user and OnMediaMarket regarding the subject matter hereof and supersedes all prior agreements or understandings, written or oral.

26. Marking a job as complete

When you mark a job as complete, unreleased funds will be designated for release to related parties. If finished jobs are not marked as complete, but the work has been delivered, we reserve the right to release the appropriate amount of funds to appropriate parties.

27. Client contract conditions

Client contracts created by the client for freelancers do not override the final terms of the onmediamarket waiver. This waiver supersedes conflicting terms set by client contracts. Furthermore, staggered payment dates named in client contracts may be normalized based off of actual contract acceptance dates to ensure reasonable timeframes, for both the freelancer and client.

28. Contact

Questions about these Terms? Contact support at support@mediamarket.com.

Content rewards / pay per view

These Terms apply to all brands, agencies, and advertisers (“Brand,” “You”) using Content Rewards, operated by MediaLoop LLC., to run campaigns, upload content, or pay creators. By creating a campaign or uploading assets, you agree to these Terms.

1. ELIGIBILITY AND ACCOUNTS

1.1 You must provide accurate business information when creating your account. 1.2 You are responsible for all activity under your account. 1.3 You may not impersonate a brand unless given explicit written authorization to do so by that brand. 1.4 We may suspend or remove accounts for violations, fraud, chargebacks, or abusive behavior. 1.5 LEGAL COMPLIANCE REPRESENTATION: By using Content Rewards, you represent and warrant that your business, products, services, and all campaign content comply with all applicable federal, state, local, and international laws and regulations in every jurisdiction in which you operate or in which your campaigns may be viewed. Content Rewards does not verify the legal status, licensing, or regulatory compliance of any Brand or its products or services in any jurisdiction. 1.6 You acknowledge that it is solely your responsibility to ensure your use of the platform does not violate any applicable law, regulation, or licensing requirement. Content Rewards is not obligated to investigate, monitor, or verify the legality of your business operations, and permitting your use of the platform does not constitute endorsement, approval, or validation of your regulatory status.

2. CAMPAIGN STRUCTURE

2.1 When you launch a Campaign, you define your payout structure (CPM, retainer, per post, per clip, etc.), upload assets, and provide detailed instructions for creators. All campaign specifications—including content requirements, format guidelines, approval criteria, deliverables, deadlines, and any other conditions for participation—must be clearly documented within the Campaign Requirements and/or Campaign Description fields on the Content Rewards platform. Note: Content Rewards does not support CPA (cost-per-acquisition) campaigns. 2.2 Creators will repost/edit your content or create fresh clips depending on your Campaign type. 2.3 MediaLoop LLC. may decline or remove any Campaign for any reason, including but not limited to policy violations or legal concerns. 2.4 CAMPAIGN REQUIREMENTS PLACEMENT: All campaign requirements, specifications, deliverables, content guidelines, assets, approval criteria, and any other conditions for creator submissions MUST be included in the Campaign Requirements and/or Campaign Description fields within the Content Rewards platform. By launching a Campaign, Brands and campaign managers expressly acknowledge and agree that they understand this obligation and that any requirements not documented within the platform are unenforceable. Requirements communicated solely through external channels (including but not limited to Discord announcements, community chats, group messages, Google Docs, courses, emails, or any other medium outside the Content Rewards platform) are not enforceable and do not constitute valid campaign requirements. Supplemental guides, tutorials, or educational materials may be hosted externally and linked within the Campaign Requirements, but the enforceable requirements themselves must be clearly stated within the platform. 2.5 REJECTION CRITERIA: Brands may ONLY reject creator submissions based on requirements explicitly stated in the Campaign Requirements and/or Campaign Description within the Content Rewards platform. Brands may NOT reject, deny, or dispute submissions for failing to comply with requirements, guidelines, or instructions communicated through external channels — including but not limited to announcements, community chats, courses, Discord messages, emails, or any other medium outside the Content Rewards platform. Any rejection based on criteria not documented within the platform will be considered invalid, and the submission may be subject to auto-approval. Repeated invalid rejections based on external requirements may result in all pending submissions being auto-approved and may impact the Brand’s account standing.

3. CAMPAIGN FUNDING AND BUDGET

3.1 All payouts to creators are funded directly by your campaign budget. Campaign budgets must be fully funded before going live. 3.2 Once a campaign’s budget is fully spent, the campaign ends immediately. No further earnings will be generated. 3.3 MediaLoop LLC. cannot pay creators for earnings that exceed your funded budget. 3.4 SUBMISSION CUTOFF: Content Rewards reserves the right to close a campaign to new creator submissions once the campaign reaches 90% budget utilization. Budget utilization is calculated based on approved submissions and their accumulated views relative to the campaign’s CPM rate. This protects both brands and creators from submissions that cannot be fully compensated.

4. PLATFORM BUDGET CONTROLS

4.1 MediaLoop LLC. reserves the right to set and enforce minimum and maximum campaign budget requirements. These requirements apply BEFORE a campaign goes live. Once a campaign is live, budget requirements will not be changed for that active campaign. 4.2 MINIMUM BUDGET: CPM campaigns require a minimum budget of five hundred dollars ($500). Content Rewards may grant exceptions to this minimum at its sole discretion on a case-by-case basis. 4.3 Minimum budget requirements may be applied globally or on a per-category basis to ensure campaign quality and creator experience. 4.4 Campaigns that do not meet current budget requirements may be rejected or required to adjust funding before going live.

5. CAMPAIGN REMOVAL AND TAKEDOWN RIGHTS

5.1 Absolute Discretion: MediaLoop LLC. reserves the absolute right to remove, suspend, or reject any Campaign at any time, for any reason, with or without notice, at our sole discretion. 5.2 No explanation or justification is required for Campaign removal. MediaLoop LLC. is not obligated to provide reasoning for takedown decisions. 5.3 Removal may occur for reasons including but not limited to: policy violations, legal concerns, platform integrity, competitive concerns, quality standards, or any other reason determined by MediaLoop LLC. 5.4 Upon Campaign removal, approved creator payouts remain valid. Remaining unspent budget may be refunded minus applicable fees. 5.5 PENDING SUBMISSIONS: Upon Campaign removal, submissions that are pending review from creators with a Trust Score at or above 80% are automatically approved and paid from the campaign budget. Submissions from creators below the 80% Trust Score threshold will continue through the standard seven (7) day review window (Section 8.1); if the Brand does not act within the remaining review window, those submissions are subject to auto-approval per Section 8.2. Campaign removal does not pause or reset the review window.

6. PROHIBITED EXTERNAL REDIRECTS AND COMPETITIVE BEHAVIOR

6.1 NO EXTERNAL PLATFORM REDIRECTS: Brands may NOT use Content Rewards campaigns to redirect, funnel, or encourage creators to sign up for, register on, or use any external platform, website, app, or competing service. 6.2 Prohibited actions include but are not limited to: (a) Requiring creators to create accounts on external websites to participate in campaigns (b) Redirecting creators to competitor platforms after checkout or signup (c) Using campaign descriptions, assets, or communications to promote competing services (d) Collecting creator contact information to market external services (e) Using Content Rewards as a lead generation tool for competing creator marketplaces (f) Any scheme designed to divert creators away from Content Rewards 6.3 IMMEDIATE TERMINATION: Violation of this section results in immediate Campaign removal, account termination, forfeiture of remaining budget, and permanent ban from the platform.

7. CAMPAIGN PAUSE AND CLOSURE RULES

7.1 Brands may request to pause campaigns by contacting Content Rewards support. 7.2 Brands may not pause campaigns to delay creator payouts for approved submissions. Approved submissions must be paid regardless of campaign status. 7.3 To withdraw remaining budget, brands must submit a withdrawal request through the platform. Processing takes 5–7 business days and is subject to the refund policy.

8. AUTO-APPROVAL POLICY

8.1 Seven-Day Review Window: Brands have seven (7) days from submission to approve, reject, or request revision of any creator submission. 8.2 Automatic Approval: If no action is taken within 7 days, the submission is automatically approved and payment is released to the creator. 8.3 Appeal Rights: Brands may appeal an auto-approved submission within fourteen (14) days if malpractice or policy violations are discovered. Appeals require documented evidence. 8.4 Dispute Resolution: If a dispute is opened, payout is frozen until the Content Rewards team reviews and makes a binding decision within five (5) business days. 8.5 MediaLoop LLC. reserves the right to adjust auto-approval terms, review windows, and related policies for verified campaigns only.

9. REFUND POLICY

9.1 All transactions are processed through Whop. Refunds require submission of a request through the platform and are subject to manual review. 9.2 REFUND REQUEST PROCESS: Refunds are not instant. All refund requests must be submitted through the Content Rewards platform and are subject to a manual review period. Processing takes 5–7 business days. Content Rewards reserves the right to deny or hold refund requests showing suspicious patterns. 9.3 Processing Fees: Verified Brands pay 8% processing fee on refunds. Non-Verified Brands pay 10% processing fee on refunds. 9.4 ADMINISTRATIVE HOLD: Content Rewards reserves the right to retain up to twenty percent (20%) of the total campaign budget when processing any refund, when necessary to cover documented administrative costs, platform integrity investigations, or fraud-related expenses. The Administrative Hold amount will be disclosed to the Brand at the time of refund processing. When an Administrative Hold is applied, standard processing fees (Section 9.3) are waived. Trust Score based creator payouts (Section 10) remain applicable unless the Administrative Hold was triggered by a fraud investigation involving the affected creator submissions. This amount is non-refundable. 9.5 HIGH-TRUST CREATOR PROTECTION: Approved creator payouts for high-trust submissions (Trust Score at or above 80%) may be deducted from refund amounts before processing. Brands acknowledge that refund amounts may be reduced by required payouts to high-Trust Score creators with pending submissions. 9.6 No Refunds After Value Received: Once creators have posted content and delivered value, brands CANNOT demand a full refund. Creator work cannot be undone. 9.7 REFUND DISPUTE WINDOW: When a campaign is refunded, brands have seven (7) days from the refund date to dispute any creator payouts. After 7 days, payouts to eligible creators are final. 9.8 No Data Harvesting: If brand collects submission data, reviews content, or receives any value from creator submissions, no full refund will be granted regardless of approval status. This prevents using Content Rewards as free market research. 9.9 Chargebacks: Initiating a chargeback with your payment provider results in immediate Campaign termination, account suspension, and permanent ban.

10. TRUST SCORE BASED REFUND PAYOUTS

10.1 When a campaign is refunded while creator submissions are pending review, creators with high Trust Scores may still be entitled to payment from the remaining budget. 10.2 Creators with a Trust Score at or above the platform threshold (currently 80%) are eligible for refund payout protection, provided their submission’s Bot Score does not indicate artificial engagement. 10.3 VIEW COUNT FREEZE: Upon campaign refund, view counts are frozen at the exact moment of refund. Only views accumulated up to the point of refund are counted for payout calculations. No views after the refund timestamp will be credited. 10.4 If a submission’s Bot Score exceeds the suspicious threshold, the creator is not eligible for refund payout protection regardless of Trust Score. 10.5 When multiple eligible creators have unreviewed submissions and remaining budget is limited, payouts are prioritized by submission time (first submitted, first paid). 10.6 Brands acknowledge that refund amounts may be reduced by required payouts to high-Trust Score creators with pending submissions. 10.7 The Trust Score threshold and Bot Score threshold for refund payout protection may be adjusted at MediaLoop LLC.’s discretion.

11. RETAINER CAMPAIGNS

11.1 RETAINER PROGRAM: In addition to CPM-based campaigns, Content Rewards offers Retainer Campaigns where brands may engage creators for recurring deliverables over a defined term. Retainer Campaigns are governed by these Terms and the supplemental Retainer Program Terms, which are incorporated by reference. 11.2 SOLE DISCRETION: Content Rewards reserves the absolute right to approve, reject, modify, suspend, or terminate any Retainer Campaign at any time, for any reason or no reason, with or without notice, at its sole discretion. 11.3 CREATOR ELIGIBILITY: Brands may restrict Retainer Campaign participation to specific creators based on any lawful criteria. Content Rewards does not guarantee creator participation, acceptance, or performance in Retainer Campaigns. 11.4 FUNDING AND PAYMENT: Retainer Campaign budgets must be fully funded according to the payment schedule defined in the campaign setup. Content Rewards reserves the right to pause or terminate Retainer Campaigns with insufficient funding. 11.5 TERMINATION: Either party may terminate a Retainer Campaign subject to the terms defined in the Retainer Program Terms. Content Rewards reserves the right to terminate any Retainer Campaign immediately for breach, fraud, or policy violations. 11.6 DATA RIGHTS: By participating in Retainer Campaigns, you grant Content Rewards a perpetual, worldwide, royalty-free license to collect, aggregate, analyze, and use all data generated through Retainer Campaigns, including but not limited to: creator performance metrics, deliverable data, payment information, and engagement statistics. This data may be used for platform optimization, benchmarking, aggregate reporting, machine learning, or any other lawful business purpose. 11.7 NO GUARANTEES: Content Rewards does not guarantee creator availability, deliverable quality, posting frequency, engagement, or any specific outcome from Retainer Campaigns.

12. PAYOUTS AND CLAWBACKS (CPM CAMPAIGNS)

12.1 Payouts to creators are calculated per day per video, based on views from that specific day only. 12.2 Earnings are only considered final after a three (3) day validation window for that day’s views. 12.3 Brands may claw back earnings linked to suspicious or invalid activity. Clawbacks can occur per day and/or per video, not only at campaign level. 12.4 Once a creator payout has been processed, transferred, and cleared the validation window, it cannot be clawed back except in cases of documented fraud discovered within thirty (30) days of payout processing. Clawback requests must be submitted through the platform and are subject to review by the Content Rewards team, who will respond within ten (10) business days of submission. 12.5 MediaLoop LLC. may withhold, delay, or adjust payouts if fraud, botting, or policy violations are suspected. 12.6 Payout amounts shown are provisional until fraud checks and brand review are complete.

13. ASSET OWNERSHIP

13.1 If you provide content, you confirm you have full rights to use it and that creators can clip and repost it. 13.2 You grant MediaLoop LLC. a license to host, modify, and distribute your assets for Campaign purposes. 13.3 You confirm all uploaded content is legally yours and does not infringe on third-party rights.

14. RIGHTS TO CREATOR CLIPS

14.1 You receive a perpetual, worldwide, royalty-free license to repost, run ads, edit, or redistribute creator clips submitted to CPM Campaigns. For Retainer Campaigns, content ownership is governed by Section 13 of the Retainer Program Terms, which grants full assignment of rights upon payment. 14.2 You may use clips in paid ads, organic posts, landing pages, and internal promotions. 14.3 No additional payments are owed beyond your Campaign budget.

15. PAYMENTS AND PLATFORM FEES

15.1 All payments on Content Rewards are processed through Whop. 15.2 Platform fees are added on top of creator payouts and deducted from your campaign budget. Verified Brands pay 8% platform fee. Non-Verified Brands pay 10% platform fee. 15.3 Verified Brands receive reduced platform fees. Verification requirements are detailed on the platform. 15.4 Payment disputes or chargebacks result in immediate Campaign termination and potential account removal.

16. BRAND RESPONSIBILITIES

16.1 You agree to: (a) Upload safe, legal, non-infringing content (b) Not request creators to violate platform rules (c) Not promote misleading content (d) Not encourage cheating or artificial engagement (e) Provide mandatory contact information 16.2 Violations result in immediate Campaign removal and account termination.

17. CREATOR INTERACTION

17.1 You may not: (a) Harass or pressure creators (b) Demand off-platform payments (c) Ask creators to work outside the Campaign framework (d) Force additional obligations 17.2 Creators are independent users, not your employees or contractors.

18. NON-CIRCUMVENTION

18.1 For a period following any completed campaign participation (approved creator submission with payout issued, or approved Retainer Campaign deliverable) with a Creator through the Content Rewards platform, Brands may not engage, hire, contract with, or enter into any direct business relationship with that Creator outside of Content Rewards for paid content creation, UGC production, or influencer marketing services of the type performed on the platform. The restricted period is six (6) months for CPM campaign relationships and twelve (12) months for Retainer Campaign relationships, measured from the date of the last approved submission or deliverable. 18.2 This restriction applies to all Creators with whom the Brand has completed campaign participation through Content Rewards, as defined in Section 18.1. Browsing creator profiles, messaging, or other platform activity that does not result in an approved submission does not trigger this restriction. 18.3 Violation of this non-circumvention clause entitles Content Rewards to liquidated damages equal to the greater of one thousand dollars ($1,000) or two times (2x) the platform fees that would have been owed on the circumvented transaction, plus recovery of any additional fees that would have been owed to the platform. 18.4 Brands acknowledge this restriction is reasonable and necessary to protect Content Rewards’ business interests and the integrity of the marketplace.

19. DATA USAGE AND PRIVACY

19.1 You grant MediaLoop LLC. a perpetual, worldwide, royalty-free license to collect, analyze, and use all data generated through your campaigns. 19.2 MediaLoop LLC. may use this data for platform optimization, aggregate reporting, marketing, training ML models, or any lawful purpose. 19.3 Brand data will not be shared with competing brands without consent. 19.4 DATA RIGHTS: To the extent required by applicable law, including the California Consumer Privacy Act (CCPA) and similar regulations, Brands may request access to, correction of, or deletion of their data by contacting Content Rewards through the platform’s support system. Data deletion requests will be processed in accordance with applicable law; however, Content Rewards may retain data necessary for legal compliance, fraud prevention, dispute resolution, and enforcement of these Terms.

20. APPEAL PROCESS

20.1 Brands have the right to appeal: (a) Flagged campaigns (b) Creator fraud determinations (c) Clawback decisions (d) Account restrictions 20.2 Appeals must be submitted through the support form within fourteen (14) days of the action. 20.3 MediaLoop LLC. will respond to appeals within ten (10) business days. 20.4 MediaLoop LLC.’s final decision after appeal is binding.

21. PROHIBITED BRAND BEHAVIOR

21.1 You may not: (a) Upload copyrighted content you don’t own (b) Upload illegal or misleading content (c) Reverse-engineer the platform (d) Engage in fake campaigns (e) Use Content Rewards for harmful or deceptive activity (f) Redirect creators to competing platforms (g) Impersonate other brands 21.2 Violations result in Campaign removal and account termination.

22. CAMPAIGN PERFORMANCE DISCLAIMER

22.1 MediaLoop LLC. does NOT guarantee views, virality, creator participation, or performance. 22.2 There is no guarantee of any specific volume of creator clips or views.

23. FRAUD PREVENTION AND DETECTION

23.1 PAYMENT AUTHORIZATION: You warrant that you are authorized to use all payment methods associated with your account. You will be liable for any unauthorized transactions. Content Rewards reserves the right to suspend accounts and reverse transactions showing suspicious patterns or chargebacks. 23.2 FRAUD DETECTION CONFIDENTIALITY: To protect the integrity of our fraud detection systems, we cannot share information that could be used to circumvent our defenses, including specific information about detection methods, scoring weights, algorithmic factors, or individual account audits. Bot Score percentages for individual submissions are visible to both the Creator and the Brand associated with the campaign. 23.3 SOLE DISCRETION AUTHORITY: All statistics regarding engagement, views, and related content are based solely on Content Rewards data and subject to Content Rewards’ sole discretion regarding eligibility. Invalid Activity will be determined by Content Rewards in its sole discretion. 23.4 PRE/POST-PAYMENT ADJUSTMENT: In the event Content Rewards detects invalid activity, either before or after issuing a payment, Content Rewards reserves the right to debit your account and adjust future payments accordingly. 23.5 SUSPECTED ACTIVITY THRESHOLD: Content Rewards may, without providing warning or prior notice, withhold, adjust, or exclude any payments for suspected invalid activity. Action may be taken on “suspected” activity, not only “confirmed” fraud. 23.6 VERIFICATION RIGHTS: Content Rewards may require additional identity or payment verification at any time and may refuse service for failed verification. 23.7 CHARGEBACK LIABILITY: You are responsible for all chargeback fees and related costs. Excessive disputes or chargebacks will result in immediate account termination. 23.8 ACCOUNT TERMINATION: If you manipulate payouts, upload fake assets, use fraudulent payments, or cheat the system, your account will be terminated instantly. 23.9 FUND RECOVERY: Remaining balances may be used to cover losses resulting from fraudulent activity.

24. PLATFORM RIGHTS

24.1 MediaLoop LLC. may: (a) Modify or remove Campaigns anytime for any reason (b) Terminate brands without notice (c) Adjust features (d) Remove violating content (e) Pause or reverse payouts for fraud 24.2 MediaLoop LLC. reserves the right to modify these Terms, payout rules, Trust Score thresholds, Bot Score methods, and fraud detection at any time. 24.3 We are not responsible for downtime, outages, or API issues. 24.4 PLATFORM ROLE AND NEUTRALITY: Content Rewards operates as a neutral technology platform that connects Brands with content creators and provides tools for campaign management and payment processing. Content Rewards does not monitor, verify, or assume responsibility for the legality of any Brand’s business, products, or services in any jurisdiction. Content Rewards is not the arbiter of applicable laws governing Brand operations and does not endorse, approve, or validate any Brand’s regulatory status by permitting use of the platform. 24.5 Content Rewards relies on Brand representations of legal compliance (Section 1.5) and the content moderation policies of underlying social media platforms where creator content is posted. Content Rewards reserves all rights to remove Campaigns or terminate accounts upon learning of potential legal violations, but assumes no obligation to proactively investigate or monitor Brand compliance with applicable laws or regulations.

25. DISPUTE RESOLUTION

25.1 Contact support first. We will attempt to resolve disputes within 30 days. 25.2 If unresolved, disputes go to binding individual arbitration under American Arbitration Association (AAA) rules. 25.3 Class Action Waiver: Claims must be brought individually, not as a class.

26. TERMINATION

26.1 We may remove any account immediately for breaking Terms, uploading harmful content, manipulating creators, or fraudulent behavior. 26.2 Upon termination: All Campaigns end; Access revoked; Creator payouts remain subject to fraud review. 26.3 SURVIVAL: The following sections survive termination of your account or these Terms: Section 12 (Payouts and Clawbacks), Section 13 (Asset Ownership), Section 14 (Rights to Creator Clips), Section 18 (Non-Circumvention), Section 19 (Data Usage), Section 23 (Fraud Prevention), Section 25 (Dispute Resolution), Section 27 (Limitation of Liability), Section 28 (Indemnification), and Section 29 (Governing Law).

27. LIMITATION OF LIABILITY

27.1 Content Rewards is provided “AS IS” without warranties of any kind, express or implied. 27.2 MediaLoop LLC.’s total liability shall not exceed the amount paid by you in the preceding 12 months. 27.3 MediaLoop LLC. shall not be liable for brand-creator disputes where campaign rules were not followed.

28. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless MediaLoop LLC., its officers, directors, employees, and agents from any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from: (a) your campaigns and campaign content; (b) your violation of these Terms; (c) your failure to comply with any applicable federal, state, local, or international laws, regulations, or licensing requirements; (d) any claim that your business, products, or services are unlawful in any jurisdiction; (e) your failure to comply with any third-party platform terms and conditions; or (f) any third-party claim arising from content created, posted, or promoted in connection with your campaigns. This indemnification obligation survives termination of your account and these Terms.

29. GOVERNING LAW

These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, United States of America, without regard to its conflict of law provisions. MediaLoop LLC. is incorporated in the State of California.

30. CHANGES TO TERMS

MediaLoop LLC. may update these Terms at any time. Continued use constitutes acceptance. ACKNOWLEDGMENT By using Content Rewards, you agree: All content you upload is legally yours; Creator clips may be used indefinitely; Performance is not guaranteed; Refunds require a request and manual approval process; High-Trust Score creators may receive payouts from refunded campaigns; You warrant authorization to use all payment methods on your account; Content Rewards may take action on suspected fraudulent activity without prior notice; You will not redirect creators to competing platforms; You will not impersonate other brands; You will not engage Creators outside of Content Rewards for 6 months (CPM) or 12 months (Retainer) following completed campaign participation, and violation entitles Content Rewards to liquidated damages as defined in Section 18; You represent and warrant that your business, products, services, and all campaign content comply with all applicable laws and regulations in every jurisdiction in which you operate; Content Rewards does not verify the legal status, licensing, or regulatory compliance of any Brand and operates as a neutral platform; All campaign requirements, assets, and approval criteria must be documented within the Content Rewards platform and requirements communicated solely through external channels are not enforceable; You may only reject creator submissions based on requirements explicitly stated within the platform; These Terms may be updated anytime. FOR CLIPPERS: Welcome to Content Rewards, operated by MediaLoop LLC. By posting clips, connecting accounts, or participating in any campaign (“Campaign”), you agree to these Terms. If you don’t agree, don’t use the platform.

1. ELIGIBILITY

1.1 You must be 18 years of age or older to use Content Rewards. Users between 13–17 may use the platform with verified parent/guardian consent. 1.2 You must use your real social media accounts. No fake identities, duplicate accounts, or burner accounts meant to cheat metrics or payouts. 1.3 By using Content Rewards, you represent that all information provided is accurate and complete. 1.4 MINOR USERS: For users between 13–17, verified parent/guardian consent requires a parent or legal guardian to create the account on behalf of the minor, agree to these Terms, and assume full responsibility for the minor’s activity. The parent or legal guardian is bound by these Terms as if they were the user, including all provisions regarding arbitration, intellectual property, indemnification, and liability. Content Rewards reserves the right to request additional verification of parental consent at any time and to suspend accounts where consent cannot be verified. 1.5 LEGAL COMPLIANCE REPRESENTATION: By using Content Rewards, you represent and warrant that all content you create and post in connection with any Campaign complies with: (a) all applicable federal, state, local, and international laws and regulations; and (b) the terms and conditions of any social media platform on which you post content. Content Rewards does not independently verify the legality of any Campaign, Brand, or content posted by Creators. 1.6 You acknowledge that it is solely your responsibility to ensure your content and participation in Campaigns does not violate any applicable law, regulation, or social media platform policy. Content Rewards is not obligated to advise you on the legality of any Brand, Campaign, or content, and permitting your participation does not constitute legal advice or endorsement of any Brand’s regulatory status.

2. YOUR ACCOUNT

2.1 Keep your login credentials secure. You are responsible for all activity conducted under your account. 2.2 If we detect suspicious activity, compromised accounts, or policy violations, we may suspend or remove your account without prior notice. 2.3 You may not transfer, sell, or assign your account to any other person or entity.

3. ZERO TOLERANCE: BOTTING, FRAUD AND INVALID ACTIVITY

3.1 The following actions result in PERMANENT BAN with NO APPEAL and forfeiture of ALL pending and earned payouts: (a) Botting views or engagement (b) Buying followers, likes, comments, or shares (c) Automating posting or engagement (d) Faking metrics or manipulating performance data (e) Using third-party tools to artificially inflate performance (f) Participating in engagement pods or view manipulation schemes (g) Multi-posting the same asset solely to farm payouts (h) Timing bots to appear organic or rotating accounts to hide patterns (i) Using collaborative post features (e.g., Instagram Collab Reels, co-author posts, or similar features on any platform) to attribute a single video’s views or engagement to multiple accounts and submitting the same content or views more than once for payout (j) Collaborating with inactive, dormant, or newly created accounts to duplicate view counts or engagement metrics from a single piece of content 3.2 MediaLoop LLC. reserves the right to: (a) Flag, pause, or ban videos or accounts for suspected invalid activity (b) Zero out or reverse earnings derived from invalid activity (c) Suspend or terminate accounts that repeatedly violate or attempt to circumvent detection 3.3 SOCIAL MEDIA ACCOUNT BLACKLIST: Upon issuing a permanent ban, MediaLoop LLC. reserves the right to permanently blacklist any and all social media accounts connected to the banned user. Blacklisted social media accounts may not be used to create new Content Rewards accounts or participate in any campaigns, even if connected to a different email address or user identity. 3.4 Any attempt to circumvent a ban by creating new accounts or using alternate social media accounts will result in immediate termination and forfeiture of all earnings.

4. BOT SCORE

4.1 Content Rewards maintains a Bot Score for each video submission to detect artificial or manipulated engagement. 4.2 Bot Score evaluates multiple signals including but not limited to: view growth patterns, account authenticity indicators, content and comment signals, engagement ratios, and behavioral patterns. 4.3 Videos with Bot Scores indicating likely artificial engagement may be flagged, have earnings withheld, or be permanently rejected. 4.4 Creators may view the Bot Score percentage for their own submissions through the platform. Bot Score percentages are also visible to the Brand associated with the campaign. 4.5 The specific factors, weights, classification thresholds, and detection methods used in Bot Score calculation are proprietary to MediaLoop LLC. and may be updated at any time without notice.

5. CREATOR TRUST SCORE

5.1 Content Rewards maintains a Creator Trust Score for each creator that influences eligibility for auto-approval, faster payouts, priority in refund situations, and access to certain campaigns. 5.2 All creators begin with a base Trust Score of 50%. Trust Score can increase or decrease based on platform activity and behavior. 5.3 Factors that may increase Trust Score include: high approval rates, volume of approved submissions, total approved views generated, consistent low Bot Scores, account longevity, and payout history. 5.4 Factors that may decrease Trust Score include: rejected submissions, high Bot Scores, policy violations, clawbacks, and extended periods of inactivity. 5.5 Pending or unreviewed submissions do not affect Trust Score. Only rejected submissions impact Trust Score negatively. 5.6 Trust Score may decay gradually during extended periods of inactivity. 5.7 The platform may auto-approve or auto-reject submissions, or modify review windows, based on Trust Score. Content Rewards reserves the absolute right to remove any submission, content, or user from the platform at any time, for any reason or no reason, at its sole discretion. 5.8 The Trust Score formula, weights, and thresholds are proprietary to MediaLoop LLC. and may change at any time without notice.

6. CONTENT OWNERSHIP AND LICENSING

6.1 Brand-Provided Content: If the brand provided the original content (templates, long-form footage, assets, scripts, etc.), the brand owns the final edited clip you create and post. 6.2 Original Creator Content: If you filmed or edited your own original content for a CPM Campaign, you retain ownership of the clip. By submitting it, you grant MediaLoop LLC. and the specific brand a perpetual, worldwide, royalty-free, sublicensable license to use, edit, repost, advertise, and redistribute the clip as described in Section 6.3. For Retainer Campaigns, content ownership is governed by the Retainer Program Terms (see Section 13 of the Retainer Program Terms), which supersede this section. 6.3 License Grant: By participating in a Campaign and uploading a clip, you grant MediaLoop LLC. and the specific brand a perpetual, worldwide, royalty-free, sublicensable license to use, edit, repost, advertise, and redistribute your clip publicly and privately, on any platform, in perpetuity. 6.4 Likeness Rights: You grant MediaLoop LLC. and brands permission to use your username, voice, face/likeness, and any captions, comments, or statements associated with the clip for campaign promotion. 6.5 Portfolio Use: You may use clips you create in your personal portfolio unless the brand has opted out of portfolio usage in the Campaign brief.

7. AUDIENCE DEMOGRAPHICS AND QUALITY

7.1 Creators must truthfully represent their audience demographics and content. 7.2 Misrepresentation of demographic data or using audiences that clearly don’t match campaign targeting may be treated as a violation. 7.3 Violations of this section can impact payouts, Trust Score, and account standing.

8. CAMPAIGN RULES

8.1 All Campaign instructions must be followed exactly as specified in the Campaign brief within the Content Rewards platform. 8.2 If a clip is posted incorrectly, missing required elements, or does not comply with the brief, it may be rejected without payment. However, Brands may only reject submissions based on requirements explicitly stated in the Campaign Requirements and/or Campaign Description within the Content Rewards platform. You are NOT obligated to follow requirements communicated solely through external channels (including but not limited to Discord announcements, community chats, courses, emails, or any other medium outside the platform). If a Brand rejects your submission based on criteria not documented within the platform, you may appeal the rejection and the submission may be subject to auto-approval. 8.3 If your clip is removed by TikTok, YouTube, Instagram, or any other platform for policy violations, it becomes ineligible for payout. 8.4 MediaLoop LLC. and brands may change, pause, or remove Campaigns at any time without prior notice. 8.5 SUBMISSION CUTOFF: Content Rewards reserves the right to close a campaign to new submissions once the campaign reaches 90% budget utilization. Budget utilization is calculated based on approved submissions and their accumulated views relative to the campaign’s CPM rate. Creators may not submit to campaigns that have been closed due to budget utilization. 8.6 SOCIAL MEDIA PLATFORM COMPLIANCE: You represent and warrant that all content posted in connection with a Campaign complies with the terms and conditions of the social media platform on which it is posted. Content Rewards relies on the content moderation policies of underlying social media platforms and does not independently screen content for compliance with platform-specific policies. If a social media platform removes, restricts, or flags your content for policy violations, that content may become ineligible for payout and may be removed from Content Rewards.

9. PAYOUTS AND CLAWBACKS

9.1 Payouts are calculated per day per video, based on views from that specific day only. 9.2 Earnings are only considered final after a three (3) day validation window for that day’s views. 9.3 Brands and MediaLoop LLC. may claw back earnings linked to suspicious or invalid activity. Clawbacks can occur per day and/or per video, not only at campaign level. 9.4 MediaLoop LLC. may withhold, delay, or adjust payouts if fraud, botting, or policy violations are suspected. 9.5 Creators acknowledge that payout amounts shown are provisional until fraud checks and brand review are complete. 9.6 Once a payout has been processed, transferred, and cleared the validation window, it cannot be clawed back except in cases of documented fraud discovered within thirty (30) days of payout processing. All clawback requests are subject to review by the Content Rewards team, who will respond within ten (10) business days of submission. 9.7 SUSPECTED ACTIVITY REVIEW: When earnings are withheld due to suspected invalid activity under Section 9.4, Content Rewards will complete its review within fourteen (14) business days. If the review does not result in a documented finding of fraud or invalid activity within this period, the hold will be released and earnings will proceed to payout. Creators will be notified of the outcome of any review through the platform.

10. SUBMISSION REVIEW AND AUTO-APPROVAL

10.1 Standard Review Window: Brands have seven (7) days from submission to approve, reject, or request revision. 10.2 If a brand does not act within this window, the submission may be auto-approved and payouts proceed. 10.3 Brands are responsible for properly reviewing submissions within the window. MediaLoop LLC. is not liable for brand negligence in reviewing within the set period. 10.4 For CPM campaigns, views continue to be tracked and paid even after approval, until the campaign budget is exhausted. 10.5 Brand Appeal Rights: Brands may appeal an auto-approved submission within fourteen (14) days if malpractice or policy violations are discovered. Appeals require documented evidence.

11. REFUND PAYOUT PROTECTION

11.1 In the event a brand requests a campaign refund while creator submissions are pending review, creators with high Trust Scores may still receive payment for unreviewed submissions. 11.2 Creators with a Trust Score at or above the platform threshold (currently 80%) are eligible for refund payout protection, provided their submission’s Bot Score does not indicate likely artificial engagement. 11.3 VIEW COUNT FREEZE: Upon campaign refund, view counts are frozen at the exact moment of refund. Only views accumulated up to the point of refund are counted for payout calculations. No views after the refund timestamp will be credited. 11.4 BRAND DISPUTE WINDOW: When a campaign is refunded, brands have seven (7) days from the refund date to dispute any creator payouts. After 7 days, payouts to eligible creators are final. 11.5 If a submission’s Bot Score exceeds the suspicious threshold, the creator is not eligible for refund payout protection regardless of Trust Score. 11.6 When multiple eligible creators have unreviewed submissions and remaining budget is limited, payouts are prioritized by submission time (first submitted, first paid). 11.7 The Trust Score threshold for refund payout protection may be adjusted at MediaLoop LLC.’s discretion.

12. RETAINER CAMPAIGNS

12.1 RETAINER PROGRAM: In addition to CPM-based campaigns, Content Rewards offers Retainer Campaigns where creators may be engaged by brands for recurring deliverables over a defined term. Retainer Campaigns are governed by these Terms and the supplemental Retainer Program Terms, which are incorporated by reference. 12.2 ELIGIBILITY: Participation in Retainer Campaigns is not guaranteed. Brands may restrict participation based on any lawful criteria, and Content Rewards reserves the right to approve or deny creator participation in any Retainer Campaign at its sole discretion. 12.3 ACCEPTANCE: By accepting a Retainer Campaign, you agree to fulfill the deliverables specified in the campaign terms. Failure to deliver may result in reduced payment, campaign termination, Trust Score impact, or account suspension. 12.4 PAYMENT: Retainer payments are made according to the schedule defined in the specific campaign. Payments are subject to deliverable approval and compliance with all platform terms. 12.5 TERMINATION: Retainer Campaigns may be terminated by the brand, by Content Rewards, or by you, subject to the terms defined in the Retainer Program Terms. Content Rewards reserves the right to terminate any Retainer Campaign immediately for breach, fraud, or policy violations, with forfeiture of pending payments. 12.6 NON-CIRCUMVENTION: Retainer Campaign participation is subject to the Non-Circumvention clause in Section 18 of these Terms. You may not work directly with Brands outside of Content Rewards for twelve (12) months following completed Retainer Campaign participation. 12.7 DATA RIGHTS: By participating in Retainer Campaigns, you grant Content Rewards a perpetual, worldwide, royalty-free license to collect, aggregate, analyze, and use all data generated through your Retainer Campaign participation for any lawful business purpose.

13. PAYMENTS (CPM CAMPAIGNS)

13.1 All payments on Content Rewards are processed through Whop. You must complete Whop’s payout setup correctly to receive earnings. 13.2 MediaLoop LLC. charges a 7% platform fee on all creator payouts. 13.3 Payouts are processed after clips are reviewed, validated, and pass fraud checks. 13.4 MediaLoop LLC. is not responsible for delays caused by Whop, platform APIs, or bank/payment failures.

14. MULTI-ACCOUNT AND NETWORK BEHAVIOR

14.1 Operating multiple Content Rewards accounts or cross-posting identical content across many accounts solely to maximize payouts is prohibited. 14.2 REPOST LIMIT: The same video or clip — meaning identical content with no modifications (no new captions, no re-editing, no additional creative changes) — may not be posted to more than five (5) different social media accounts for the same Campaign unless the Creator has received prior written approval from the Brand or Agency operating the Campaign. Written approval must be documented within the Content Rewards platform. Submissions exceeding this limit without approval will be rejected and may result in forfeiture of earnings for all duplicate submissions. 14.3 COLLABORATIVE POSTS: Submitting content through collaborative post features (e.g., Instagram Collab Reels, co-author posts, or equivalent features on any platform) is prohibited unless explicitly permitted in the Campaign brief. Where a collaborative post causes the same video and view count to appear on multiple accounts, only one submission per unique piece of content is permitted. Any attempt to submit the same views or engagement across multiple accounts through collaborative features will be treated as fraud under Section 3.1(i). 14.4 MediaLoop LLC. reserves the right to aggregate behavior across related accounts for fraud and botting evaluation and enforcement. 14.5 Violations may result in termination of all related accounts and forfeiture of all earnings.

15. DATA USAGE AND PRIVACY

15.1 Data License: By using Content Rewards, you grant us a perpetual, worldwide, royalty-free license to collect, analyze, store, and use all data generated through your use of the platform. 15.2 Data includes: performance metrics, view counts, engagement rates, audience demographics, earnings history, submission history, and content metadata. 15.3 MediaLoop LLC. may use this data for: (a) Platform optimization and fraud detection (b) Aggregate reporting to brands (c) Marketing materials (d) Training machine learning models (e) Any other lawful business purpose 15.4 Individual creator data may be shared with campaign counterparties as necessary to facilitate transactions. 15.5 DATA RIGHTS: To the extent required by applicable law, including the California Consumer Privacy Act (CCPA) and similar regulations, Creators may request access to, correction of, or deletion of their personal data by contacting Content Rewards through the platform’s support system. Data deletion requests will be processed in accordance with applicable law; however, Content Rewards may retain data necessary for legal compliance, fraud prevention, dispute resolution, and enforcement of these Terms. Aggregated or de-identified data is not subject to deletion requests.

16. APPEAL PROCESS

16.1 Creators have the right to appeal: (a) Flagged videos (b) Clawbacks (c) Bot/fraud determinations, limited to disputing the accuracy of the determination (confirmed violations under Section 3 are permanent and not eligible for appeal) (d) Account suspensions, excluding permanent bans issued under Section 3 16.2 Appeals must be submitted through the in-app Appeal button or support form within fourteen (14) days of the action. 16.3 MediaLoop LLC. will respond to appeals within ten (10) business days. 16.4 MediaLoop LLC.’s final decision after appeal is binding and not subject to further review.

17. PROHIBITED BEHAVIOR

17.1 You may not: (a) Harass or threaten other users (b) Impersonate any person or brand (c) Post illegal or explicit content (d) Upload copyrighted material without rights (e) Scam or mislead users (f) Hack or interfere with platform functionality (g) Reverse engineer Content Rewards systems (h) Solicit brands to work outside the platform 17.2 Any violation may result in immediate ban and forfeiture of all pending payouts.

18. NON-CIRCUMVENTION

18.1 For a period following any completed campaign participation (approved submission with payout issued, or approved Retainer Campaign deliverable) with a Brand through the Content Rewards platform, Creators may not engage in, accept, or enter into any direct business relationship with that Brand outside of Content Rewards for paid content creation, UGC production, or influencer marketing services of the type performed on the platform. The restricted period is six (6) months for CPM campaign relationships and twelve (12) months for Retainer Campaign relationships, measured from the date of the last approved submission or deliverable. 18.2 This restriction applies to all Brands with whom the Creator has completed campaign participation through Content Rewards, as defined in Section 18.1. Browsing campaigns, messaging, or other platform activity that does not result in an approved submission does not trigger this restriction. 18.3 Violation of this non-circumvention clause entitles Content Rewards to liquidated damages equal to the greater of one thousand dollars ($1,000) or two times (2x) the platform fees that would have been owed on the circumvented transaction, plus recovery of any additional fees that would have been owed to the platform. 18.4 Creators acknowledge this restriction is reasonable and necessary to protect Content Rewards’ business interests and the integrity of the marketplace.

19. PLATFORM ACCESS AND CHANGES

19.1 MediaLoop LLC. may update, change, pause, or remove any feature at any time. 19.2 MediaLoop LLC. may remove your clips for any reason. 19.3 MediaLoop LLC. may terminate accounts for any violation of these Terms. 19.4 MediaLoop LLC. reserves the right to modify these Terms, payout rules, Trust Score logic, Bot Score methods, and fraud detection at any time. 19.5 We are not responsible for downtime, bugs, outages, or platform API issues. 19.6 PLATFORM ROLE AND NEUTRALITY: Content Rewards operates as a neutral technology platform that connects brands with content creators and provides tools for campaign management and payment processing. Content Rewards does not monitor, verify, or assume responsibility for the legality of any Brand’s business, products, or services in any jurisdiction. Content Rewards is not responsible for determining whether any Campaign, Brand, or content complies with applicable laws. Content Rewards relies on representations from both Brands and Creators regarding legal compliance (Section 1.5) and on the content moderation policies of the social media platforms where content is posted. 19.7 Permitting a Brand to operate a Campaign on the platform does not constitute Content Rewards’ endorsement, approval, or validation of that Brand’s business, products, services, or regulatory status. Content Rewards reserves all rights to remove Campaigns or content upon learning of potential legal violations, but assumes no obligation to proactively investigate or monitor the legality of any Brand or Campaign.

20. FTC COMPLIANCE

20.1 You are primarily responsible for ensuring all content you create and post complies with FTC guidelines regarding endorsements and disclosures. Brands share responsibility under applicable FTC regulations for campaigns they operate. Content Rewards does not monitor individual submissions for FTC compliance and is not liable for non-compliant content. 20.2 Required disclosures must be clear, conspicuous, and at the beginning of video content. 20.3 Non-compliance may result in rejection and forfeiture of payment. See FTC Compliance Terms for details.

21. DISPUTE RESOLUTION

21.1 Informal Resolution: Contact support first. We will attempt to resolve disputes within 30 days. 21.2 Binding Arbitration: If informal resolution fails, disputes will be resolved through individual binding arbitration under American Arbitration Association (AAA) rules. 21.3 Class Action Waiver: You agree to bring claims only in your individual capacity, not as a plaintiff or class member in any class or representative proceeding.

22. TERMINATION

22.1 MediaLoop LLC. may terminate your access immediately for: (a) Violating these Terms (b) Botting or cheating (c) Violating Campaign rules (d) Spam, harassment, or malicious activity 22.2 Upon termination: All pending payouts are forfeited; You lose Campaign access; You may not return under a new account; Your connected social media accounts may be permanently blacklisted. 22.3 SURVIVAL: The following sections survive termination of your account or these Terms: Section 3 (Botting/Fraud), Section 6 (Content Ownership and Licensing), Section 9 (Payouts and Clawbacks), Section 15 (Data Usage), Section 16 (Appeal Process), Section 18 (Non-Circumvention), Section 21 (Dispute Resolution), Section 23 (Limitation of Liability), Section 24 (Indemnification), and Section 26 (Governing Law).

23. LIMITATION OF LIABILITY

23.1 Content Rewards is provided “AS IS” without warranties of any kind, express or implied. 23.2 MediaLoop LLC. shall not be liable for indirect, incidental, special, or consequential damages. 23.3 MediaLoop LLC. shall not be liable for losses due to clawbacks on fraudulent or invalid activity. 23.4 Total liability shall not exceed fees paid to you in the preceding 12 months.

24. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless MediaLoop LLC., its officers, directors, employees, and agents from any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from: (a) your use of the platform; (b) your violation of these Terms; (c) your content, including any content posted to social media platforms in connection with a Campaign; (d) your failure to comply with any applicable federal, state, local, or international laws or regulations; (e) your failure to comply with any social media platform’s terms and conditions; or (f) any third-party claim arising from content you created, posted, or promoted through the platform. This indemnification obligation survives termination of your account and these Terms.

25. TAX RESPONSIBILITY

25.1 You are solely responsible for all taxes on your earnings. 25.2 MediaLoop LLC. may report earnings to tax authorities as required by law.

26. GOVERNING LAW

27. CHANGES TO TERMS

27.1 MediaLoop LLC. may update these Terms at any time. 27.2 Continued use after changes constitutes acceptance of updated Terms. ACKNOWLEDGMENT By using Content Rewards, you acknowledge that: (a) You have read these Terms; (b) Clips may be used indefinitely by brands; (c) You are responsible for taxes; (d) Payout amounts are provisional until validation is complete; (e) You agree to follow social platform policies; (f) Terms may be updated at any time; (g) Banned social media accounts may be permanently blacklisted from the platform; (h) Bot Score and Trust Score systems determine eligibility and payouts; (i) Retainer Campaign participation is subject to the supplemental Retainer Program Terms; (j) You may not work directly with Brands outside of Content Rewards for 6 months (CPM) or 12 months (Retainer) following completed campaign participation, and violation entitles Content Rewards to liquidated damages as defined in Section 18; (k) You represent and warrant that all content you create and post complies with all applicable laws and the terms and conditions of the social media platforms on which you post; (l) Content Rewards operates as a neutral platform and does not verify the legality of any Brand, Campaign, or content, and permitting your participation does not constitute legal advice or endorsement of any Brand’s regulatory status; (m) The same unmodified video may not be posted to more than five (5) accounts for the same Campaign without prior written approval from the Brand or Agency; (n) Submitting the same content or views through collaborative post features (e.g., Instagram Collab Reels) across multiple accounts is prohibited and constitutes fraud; (o) You are only obligated to follow Campaign requirements documented within the Content Rewards platform, and rejections based on external-only requirements are invalid.

Note: This page summarizes key terms for convenience and readability. If any provision conflicts with a separately executed agreement, that agreement controls.

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